I've been back and forth with nationwide for the last few days. I spoke with someone name Dave, Taheerah, and Paul Mitchell. When I tried to make payment arrangements with them they told me that I was commiting fraud and that they were going to send the official to come and lock me up. I'm so nervous about this I just want to be finish with them ad move on with my life. I live in New York City and wanted to ask anybody if they have some tips for me. I have broken arrangements with them twice before but still contact them to let them know I don't have the amount they are asking for.