Because of a credit score of 600, I am not able to get a decent credit card. After working my rear off to pay off debt and payday loans, I now need major dental work. My insurance will pay for about half, but I expect around $1000 out of pocket. There was a pamphlet at work regarding CareCredit. This is through GE Money Bank. It offers no interest and low interest payment plans via credit card for medical bills. I applied online and within seconds after submitting the application online, someone called to verify information and I was approved for $1000 limit.