My wife was served a lawsuit by Trauner in June 2006. We answered denying that we owed anything to their client, CACV. CACV bought my wife's bad debt from Direct Merchants Bank. Five months have passed and we have heard nothing until the other day. They mailed her a motion for summary judgment which we assume they will file with our county court. The letter was not even certified or served by a sheriff the way that the initial suit was served. How do we answer this?

i have 3 credit cards i would like a low interest consolidation to see if i can combine my debt and pay it off sooner with one monthly payment. sara

Anyone know anything about a collection agency named Encore Receivables? Their name and number is on my caller id, but they won't leave a message. I'm just wondering what kind of debts they collect or if one of my ipdls has turned my account over to them.

It started with a car accident I had gotten in, and using the two credit cards I had to pay for all of the costs to cover the accident. I then shortly after maxing out the cards covering the costs of the accident, lost my job. I had just bought a car, and rented a new apartment. I moved out of the apartment but kept the car and some time after that I had become homeless. I had no way to continue to pay the credit card bills and the medical bills that I had built up from my marriage.

My wife was served a lawsuit by Trauner in June 2006. We answered denying that we owed anything to their client, CACV. CACV bought my wife's bad debt from Direct Merchants Bank. Five months have passed and we have heard nothing until the other day. They mailed her a motion for summary judgment which we assume they will file with our county court. The letter was not even certified or served by a sheriff the way that the initial suit was served. How do we answer this?

I am trying to get the address for wfnnb to secure copies of my statements. Can you provide this for me?

Hi Kscornell:Just wanted to wish you a happy birthday. Hope you have a nice one!Donna

does anyone have the adress fax number for gfs i really need it thanks

Hi from a newbie. :) My DH and I are fairly deep in debt and want to know how to deal with these people the smart way, so that we can rebuild our credit. We have close to $25,000 in debt, including student loans. There are 5 judgments and 7 collection/default accounts that show up on our credit report. The three things that we have THANKFULLY avoided are PDL's, repos, and bankruptcy.

I saw this about 4am this morning CDT. I am sure the computer gurus behind the scenes already know this but I thought I would tell everyone else