Well, I tried to contact all 5 of the payday loan companies I had loans out with and explain to them that I wanted to pay them off one at a time and I would write 5 posted dated checks all within a 5 week period and none of them would return my emails or calls so I did what I thought best and cancelled my direct deposit and closed my bank account. I emailed all of the companies and explained what I had done and why and I have again offered to pay off the loans with a new post dated check and none of these loan companies have contacted me. Not an email, not a phone call,nothing.