First of all, I'm intrigued by the fact there are so many posts about PayDay loans. It's somewhat comforting, yet alarming, that we are not alone.
My husband and I are paying nearly $800 per month ($400 per bi-weekly payperiod) in loans. We are paying them, but barely. My husband and I are going to sit down tonight and figure out how many loans we have, how much, etc.
So I'm looking for advice. We live in Nebraska, but the loans are all internet based.
Can we somehow arrange a different payment plan or reduce the interest?