Has been a huge couple years for me and my debt really got away. Have gone from single living in ND (Oct 2004), to married with 2 little girls and living in possible the most expensive place you can possibly live, Key West, FL. We were getting by OK, but had some unexpected dental and auto repair bills that put us in a pinch, which increased credit card use for essentials. SO on and so forth. I think I could get it under control if Card interest wasn\'t eating me alive. Would also be veryu nice to write one check.