I received a collection letter from asset acceptance llc and sent them the standard "dispute" letter that I found on the internet. I received back from them part of the information that I requested, that they are trying to collect on a debt that is 12+ years old. They provided me a copy of what appears to be a court document showing a judgement... but it just doesn't seem to add up.

a third party collector and first party collector? Reason I asked Bank Of America sent my account to collections which I was aware they would. BOA and I were trying to work out payment arrangements on a $7500 debt but their internal hardship program I couldn not afford the payments so I sent what I could til they sent it to collections. I was told that if they send to collections it would be for the balance owed now I am being told differently. I was contacted the other day by Affiliated One (not sure of exact name left paper at home) and I called them back. and spoke with Lance.

I am so thrilled. My settlement company is settling my first debt for me. It is a 4600.00 debt with Sears and they settled for 1700.00. That is less than 40% and that is what they promised they could do is settle my accts for less than 50%. I am so happy. I have another acct with Sears for about the same amount and I am sure they will settle it for the same amount. I am almost through with paying a portin of my monthly payment to my company and then the full payment will go into my reserves.

is there a way to block all toll free numbers on a phone

It seems the laws are clearly pointed out in West Virginia. Office of Attorney General has come to settlement with 18 IPDLs who have agreed to stop doing business in West Virginia. 10 of them have refunded $37,498 in unlawful fees which was paid by 83 consumers.

In the mail today I get this notice from a Check Processing Bureau in New York- URGENT Communication. It says I issued a fraudulent check to a South Bay Pizza No. 8284 in Ca. and I have a total amount due of 190.00 (Hmmm, sounds like a PDL payment)What is weird is the choice of this supposesed pizza place. I used to live in an area called the South Bay in So. Calif. about 6 years ago. But I certainly never wrote a check to a pizza joint, let alone one for 190.00!! Has anyone ever seen anything like this? Is this just another PDL collection trick?

I want to know can I concelidate my school loans