Hello,
I am 36 years old and can't believe I am putting this in a forum. But if it helps others so be it. I have a gambling problem. I have racked up $38,000.00 in credit card debt over two years. I finally quit lying to myself last week. Closed all my online gambling accounts and figured out where I stood with the credit card companies. Anyway I am now thinking of Professional debt settlement and was looking at those companies to assist in getting this debt paid and put behind me. But online research has given me a very bleak picture of this type of solution.