hello! i couldn't find a post similar to mine so i decided to post my own...here is my situation. unlike some i have already filed bankruptcy (i was discharged last december). since that time, i have had a much harder time getting help than what i did b4 i filed the bankruptcy. it was hell trying to purchase a car. i finally got one after paying a $500 trade in and 2,000 cash (thanx mom! i'm makin payments to her to repay that 2 grand).

I have payday loans that I would like to consolidate. I do not own a home. Do you have companies that consolidate without being a homeowner?

Does anyone know if Ellis Crosby is in fact affiliated with bass and associates? Any documentation?

I attended a university in Evansville,Indiana and apparently I left with a remaining balance. I was not aware that there was a remaining balance; I understood that my financial aid/student loans were sufficent. For some reason they were mailing my bill to my parents address. This was not the proper address to contact me. I never knew of any bill until the sherriff deputy arrived at my parents house to issue a form saying I must appear in court. I immediately contacted the university and explained the matter and was advised to set up a payment contract directly with the university.

I have an appointment to talk to an attorney this week for a consultation on chapter 13 bankruptcy. I figure it is my only way out of this debt because the payday loans really got me screwed up. I used to pay my bills on time until I got involved with the cash advances. I would have to borrow from one to pay off another. My question is, I have two credit cards that I want to keep out of the bankruptcy. Do I have to include them?

Has Anyone Requested Their Money Back From American Financial And Actually Got It Back? Al From NC.

Does anyone think it is smart to let the "bad" credit and "good" credit card reports "fall off your report so that in 7 or 10 years all that is showing is a mortgage and possibly a car finance. Do you all think that my credit score would bottom out with just these two types of good credit resports showing?

Okay I need to know if I finance a 2007 Honda CRV Negotiated price $24500 Sales tax 8.25% 60 months no trade $1500 down payment 7.19% interest rate How much will I have paid for this vehicle at the end of 5 years? Thanks a bunch

I want to clean up my credit report. I know that 5 of my credit cards has been charged off. I dont know who owns these debts anymore. I have some money now so I want to pay off my debt before I get sued again. When I check my credit report, all I see is that the debts are owed to the original creditors and not any of the collection agencies/attorneys that have contacted me. I want to sign up for credit counseling but want to do it with a reputable and honest company who will have my best interest at heart.

So, In understanding what mcranberra had to say which, by the way I appreciated. The sol in my state is 6 yesrs. the last activity on this account was 2001 or 2002. as far as any payments being made. so I guess that means there is still another 1 or 2 years where Midland's attorneys can collect this debt. Am I understanding this correctly.