A customer service representative from Corporate Receivables is telling me that if I don't agree to the deal he is giving me, which is to pay $2300 instead of $3800 to get rid of this debt that there is no other way he can help me, but when I call the arrow financial who gave them this account they keep referring me back to Corporate receivables. I told the agent that I want to pay monthly payments, but he stated that is not an option. I have no idea what I should do. Any ideas.