Some success! Total, we had 7 payday loans. My husband had 2. Well, I've sent all of my letters over and over this week. My husband had ameriloan and Tendollarpayday. Well, I just opened an email from Ameriloan, stating that his account now had a 0 balance! Now more monies were due on this loan. Woot!
Now, I also received a reply from I assume Tendollar, because it's the only other one in his name. This one states basically that while my state has it's own laws, the payday lender pretty much has it's own.