I have six payday loans. My fault, I know, and I want to get it right, but they're killing me. I was thinking of closing my bank account and opening a new one. This would stop the ACH withdrawals, I guess. Then I would set up a repayment plan with each company. I live in Louisiana. I don't mind paying them back, but I can't do it every week like I have been. I am worried sick and it's a huge problem for me. Any help you can provide would be wonderful. Thank you.