So AIP has actually been semi nice up until now. I had told them a few weeks ago that my bank account was closed, due to reasons beyond my control. Which is true, I did not close it on purpose. So they decided they would hold off on charging me more finance fees until my next payday.
So they called this morning and I told them I'd be happy to send in a money order for the full amount I owe. I just needed an address. They lady told me that wasn't possible, they only take ach payments.