I just finalized a divorce less then a year ago, that took some time on her part cause she would not come to an agreement with me. However, I was left with all the bills from the marriage. Plus during that time my blazer was REPOED, and my trailer was forclosed on. I also had to get a few payday loans to pay for my child support payments which put me in further in debt and I could not pay them back becasue I kept falling further and further behind. Now Yesterday one of the payday loan center threaten to take me to court if I do not pay within the next 24 hours.

My blog is not at the top any more.

A few of you are pretty good at finding names and addresses for ghost phone numbers. I have a few for you....... 877-354-8148,410-846-2501,510-373-3800. Any information is appreciated. Thanks, Jimbeem.

Hi Community, While searching the web I found some financial blogs which I guess may be helpful for us. Please check out those blogs here http://www.debtconsolidationcare.com/bloghunt/about17529.html http://www.debtconsolidationcare.com/bloghunt/about17530.html http://www.debtconsolidationcare.com/bloghunt/about17533.html Thanks, Dave

hi call me for my story please.

Is it wise to seek debt consolidation even if payments are not late? I pay all of my credit cards on time and although my debt is high, my credit score is decent. It just seems that no matter how hard I try, I cannot get out from under my debt. I know I need to be more disciplined in my spending, but I just have trouble doing that. Should I seek help through a debt consoliator (I do not own a home, so an equity loan is not possible), or should I just try to be disciplined and do it on my own? I am mainly concerned about my credit score. Thanks in advance.

I took out a loan with cash tranfer centers and they contacted my employer for payment and they are planning to garnish my pay check without a court order is this legal.

Is it wise to seek debt consolidation even if payments are not late? I pay all of my credit cards on time and although my debt is high, my credit score is decent. It just seems that no matter how hard I try, I cannot get out from under my debt. I know I need to be more disciplined in my spending, but I just have trouble doing that. Should I seek help through a debt consoliator (I do not own a home, so an equity loan is not possible), or should I just try to be disciplined and do it on my own? I am mainly concerned about my credit score. Thanks in advance.

I owe $700 on my Captial One card which went to Collection start in Jan. 2006. I haven't had contact with Capital one themselves since Oct. 2005.

I hear the general idea is to close the original bank account and open a new one in order to regain control of my finances from pdls. Once I close the acct, what will happen on payday when all of the charges start hitting? Will the bank charge me for having drafts coming through or will they even go through? What about storefront lenders who have actual checks or copies of voided checks? How will this work so that I don't end up with fees for closing my bank account?