I was unable to work while I was pregnant, there were complications with my pregnancy. We were barely living off one income. Now I am back to work and my husband is now at a better paying job. We just want to pay off our debt fast!

Funny but I work for a collection agency but also HAVE ALL MY ACCOUNTS IN COLLECTIONS due to bad choices i made in the past. I have all the inside info . if ya have any questions feel free to ask.

Does anyone know how far back credit card companies or collection agencies are allowed to go back to collect a debt, in the state of Ohio?

Does anyone have a fax # for Payday Avenue and a complete mailing address? They told me today that they don't have an address and only have a PO box, which they rarely check?

expresscash has taken 23 90.00 dollar "exstention fees" from my account plus a debit for 480.00. when i called them via the info on this page they were very rude and not helpful. the grand total they took me for was 2460.00. is there any way to recover funds? the original loan was for 300.00.

Anyone know this number? It comes up as Ohio Call Thanks

LVNV put a lean against me for lack of payment. OK, understandable. They sued me in the local court system and I didn't show up. However, my mother is trying to sell her house and they put a lean against her!!!! She never co-signed on the credit card! How is this legal.

I'm not sure I made the right choice for my settlement company. I haven't heard from a real person yet and it has been almost a month. Yesterday they received their first payment. I received the welcome packet and have had to call myself if i had any questions. I have emailed and never received a response unless i call and talk to someone. I thought by now I would have been formally contacted. I'm ready to get quit and go with another company. Has anyone quit a settlement company and went with another. What can I expect if I do?

I found these points on the paydayloan.org site. Quote:

Consumers have the right under either federal law or industry rules to stop a payday lender from electronically taking money out of a bank account. This does not settle the debt but these rights help consumers stop the drain of repeated finance charges or bounced check fees while working out payment arrangements. Stop lenders from taking money directly from your paycheck. Read your contract to see if you signed a voluntary wage assignment clause.   same thing happened to me when I heard Allied Interstate anonymous 19 years 3 months ago I had the somewhat the same thing happen to me today! They called my home number yesterday (once, Today (twice) and left a very short message that I needed to call them and gave a number to call. *Curious, I called just to see what or who this was all about.