Wow!!! I am not alone. This is unfortunate, I was willing to pay but after the abusive verbal attack, me and my sister recieved I refuse to pay them. My original debt was with HSB (Seamans) however I stopped recieving statements from them for a long while (mind you I had a deferred payent which I didn't have to pay for 1 year) but after not recieving a statement... ummm one forgets. I encountered Coroporate Recieveables only after I did a credit check and saw 1 bad debt and when i called the orifgianl debitor they referred me to them (Corporate Recieveables).