Several months back I had a company in Colorado harassing me about an unpaid portion of a payday loan from back in 2008. I live in Kentucky and it was an internet pay day loan through pay day one so obviously since it was not a store front the loan was never valid as in KY it is illegal to offer internet pay day lending.
Now this morning I get a call from a Empire Asset Solutions out of New York stating that their is a civil lawsuit about to take place unless I take care of this with his office.