Can I include my home loan with all my other bills when I consolidate?

what is it? is it good or bad? :roll:

I sent you three payments for $196.00. The check numbers were 7**, 7** and 7**. The dates were 11-23-05, 12-19-05 and 01-23-06. All were done electronically. May I have a copy of the party's bill? thank you. Personal info removed for your safety - Mike

I'm young 23, well as young as that is. When I got sick I got had a hard time. So I have roughly 5 grand worth of debt from old loans like my laptop I needed for school. To just trying to survive after the hospital. I have sold my truck, paying the doc and medacine, trying to pay everyone but I just need some help.

My life was so full of color, yet now I only see the greys. My wife notices now that I am not telling the jokes, not smiling, not laughing as much. I am only 27, college degree, own a home, and yet feel like a worthless piece of nothing. I am so far in debt I need to make at least $3000 a month just to not owe anything to anyone. This includes 4 credit cards, mortgage, utilities, college loans, and a car payment. I am in real estate and the market has collapsed around me. Last year I made $55,000 in real estate, and thought I always would be, so my lifestyle adjusted accordingly.

Has anyone ever heard of bayfield Credit Group?

Newly registered since yesterday afternoon. I have tried calling the 1-800 number a couple of times 1 for my work, since no one contacted me, i called again and gave them my cell number and still nothing. Now its been roughly 24hrs, whats a rough turn around time? Will

I stumbled upon this site while searching for a number for Arrowhead Processing/VC Funding. I read a few of the messages in the PDL forum. I'm at my wits end with my debt. I feel like I'll never have anything to show for all my hard work. The kicker is, I have a problem with overspending, even when it comes to paying my bills. Sometimes I over estimate how many bills I can pay in one pay period, and wind up with little or no money for gas or other misc. expenses. I'm depressed all the time, my fiance has no idea why (because I won't tell him), and I just can'ttake it anymore!! :cry:

I reviewed these letters and noticed the follwoing request: "However, any references to late payment or charge offs on this account should be deleted from my credit file." Is this request effective? Do companies actually accept these requests? I thouht that once reported they could not remove it if it was accurate? Thanks for your help!

Who has found a reliable credit counseling agency. We are in desparate need. We have not been able to get our CC companies to work with us in reducing our debt. We need help.