Does collect america work with you if you can pay off your credit card balance in full. Will they take me to court over this and what will happen?

I was recently denied for an auto loan, the letter said that the principal reason was "Insufficient trade lines reporting on bureau" Anyone know what this means? Does that mean my FICO score is too low? I contacted the lender and they told me to contact Equifax, I called equifax and they wouldn't help me out unless I purchased one of their Credit products. Anyone ever seen this before?

i sent a debt vailidation letter to united legal via certified mail on june 27th and they went totally quiet after sending that.. can anyone explain this??

I ran a search and they didn't show up. I'm just curious if anyone recognizes these numbers. I am nopw working with a debt consolidator and calls from these numbers are showing up without messages. 800-642-2048 800-927-0175 216-415-9113 904-483-3372 Just curious if anyone knows who they are. Thanks.

Today, I had to get up early to take my mom for an EKG of her brain. I wasn't too happy about getting up early on my day off, but it's my mommy, so what could I do? :) So off I went. Well, just before we got to the hospital, I got this awesome picture!!!! It's a rainbow, right over the hospital. It just brightened both of our days, so I thought I'd share it with everyone. :)

I just checked my e-mail and had an e-mail from a strange address...Something told me to open it up.. Here's what it said.. Quote:

From : Sara Costello Sent : Tuesday, October 3, 2006 11:34 AM To : "Sara Costello" Subject : React Letter.htm Subject: Interested In Reactivating Your Loan You are a previous customer of Apollo Processing. Because your account is in good standing we are contacting you to offer you the opportunity to reactivate your loan with Apollo Processing.   too many loans anonymous 19 years 3 months ago i get too many loans and credit cards!   Help Me! agency is wanting payment on account being paid on gypsyspirit28@yahoo.com 19 years 3 months ago I have a debt of roughly $1100 that I am paying a reputable debt collection agency on regarding an old debt from Washington Mutual Finance. Academy Collection Services is hounding me daily in the rudest manners possible to collect on the very same account I am paying on currently. I have told them the debt is being paid and they are still requesting payment in full.   nationwide,little loan shoppe & atlantic financial JVALLES@HEALTHCAREPARTNERS.COM 19 years 3 months ago has anyone ever dealt with Nationwide, Little loan shoppe and atlantic financial? i am in california   In house collections anonymous 19 years 3 months ago What can you do if the original collector keeps harrassing you at work? Can you still send them a cease & desist letter?