Just received an email from Payday2go stating that they will mark my account paid in full. I've sent them an email a week ago after defaulting. In my email, i stated that i have paid them $1575 on a $250 and that i have already overpaid them. Now i got that email, but they did not refund me the overpayment. I am not expecting anything back from them but i emailed them about it anyways. so that's 1 down and a few more to go.

this number 3122550667

Received several e-mails once again from PD6/The loan shop/chase express. Ok I had a 300.00 loan paid just in fees 540.00 on that loan 90.00/each time Arizona law 45.00/each time so I paid 270.00 above the usuary law. I have sent them letters in regards to this and they understand but want to work something out they offered a settlement of 250.00 I said no because I paid to much I figured I only owed them 30.00 because of all the extra money I paid. Does anyone have any idea of a reasonable settlement amount???? I am not going to pay another 250.00.

My husband and I have all our debt ( $90K) being taken care of by a debt settlement company; however, I feel like I'm not getting anywhere with them.... Should we consider doing a consolidation program instead and if so any recommendations? I feel like we are only paying the company handling the settlement and haven't even started being able to settle any accounts. It's been 1 year since we signed up. Do consolidation programs pay our creditors every month starting at the very beginning? Any advice/info would be hepful :)

i'm a single mom with a 1 yr old daughter,she has a deadbeat dad who left us before she was born, i have debt on credit cards and with a bank which he charged up, now i'm in need of a car for work and cant get approved, so i need to fix my credit so i can have a good life for my baby.

Learn something new everyday. I found this interesting about loan renewals. This site has some great information especially "What to Know About Stopping Payment on the Check". paydayloaninfo.org/chelp.cfm Quote:

Your Rights on Electronic Payment of Payday Loans Consumers have the right under either federal law or industry rules to stop a payday lender from electronically taking money out of a bank account.   pay day loans consolidation anonymous 18 years 11 months ago Is there anywhere that will consolidate my loans.   Palisades & Verizon North Inc. anonymous 18 years 11 months ago I was surprized to get a collection bill for $1113.80 from Palisades. I've called Verizon and they find no such balance. Should I go ahead and submit the validation letter to Palisades and to the Law offices of Wolpoff & Abramson? Thanks, LJ   Debt settlement query anonymous 18 years 11 months ago When I sign up with your company, do you withdrawl the funds from my bank account on a monthly basis and distribute monies to the creditors?, or do i retain the funds, except for your fee (which I am sure you take monthly) until i have enough money to pay one off at a time?   Address of Paycheck today kota101@msn.com 18 years 11 months ago Does anyone have their address so I can file with AZ Attorney Generals office?