2 credit cards totaling about $3000. I have money to pay them but I want those negative items removed completely or changed to something positive. Which of these are best or is there something better? Paid charged-off Account paid in full How do I push them for complete removal of negative item? If I tell them I won't pay unless they agree to remove it, can they sue me for refusing to pay the debt or extortion? I don't want to give them my checking account, I should arrange to send them a cashier's check?

i fill out some of the things in the website wrong im trying to call to see if i can fix them. att Monica :?

This law goes into effect July 2007- SB 1105 caps interest on payday loans at 36% apr, caps fees at 10%, Increases the minimum term of a loan to 31 days, sets maximum loan rollovers at 2, forces a 7 day waiting period between Payday Loans and limits returned check fees to $25.00.

I found this on the "Rent to Own" industry website, rtoonline. "Junior Achievement's core purpose is to inspire and prepare young people to succeed in a global economy. Working with [ACE Cash Express] to provide financial lessons to younger students is a great addition to our regular volunteer-driven curriculum." Linda Schoelkopf, President, Junior Achievement of Dallas, Inc.

When the original debt collector sells your debt account, can the original, the collection agency, and the third collection agency all three report it on your credit report as three separate debts by three different companies. Is it legal for them to do this?

I've been doing alot of research since I first logged onto this site. I found a law called "Electronic Funds Act" Among many things it "prohibits requiring electronic access to an account a condition of granting credit" And "Prohibits financial institution from requiring you to repay a loan by electronic transfer" Found info on www.ftc.gov. It also list who you can file complaints against if you feel your rights are being violated.

Hello I've been dealing, if you want to call it that, with the collection agency "allied interstate," which seems to be an ongoing topic here. I asked them in writing to verify a debt from American Express. About two months after I requested it, I got a package from American Express, showing the history of the debt, but nothing saying that they had turned it over to Allied interstate.

I entered the army when i was 18 and started spending cash faster then i was getting it now i have realized what i have done and i want to fix it before it gets to late.

Company/Individual reported: Internation Product Original Message ----- From: International Product Registry To: [email]SLMADILL2005@TAMPABAY.RR.COM[/email] Sent: Monday, August 28, 2006 9:09 AM Subject: Intent to claim package release If you cannot read or see this email, Click Here SHERRY MADILL Consignees are advised that the parcel contents described herein were pre-determined by specific criteria; consignees may determine parcel contents in advance by consulting the information listed as in the TermsConditions Approved executed by.

Hi everyone, I'm sorry I haven't been around much over the past couple of weeks. Between mom, work, and family, I barely have anytime for me these days but we're all doing okay. We had the life scared out of us a couple of weeks ago when mom's oncologist told us that it was possible the cancer had spread and could have gotten into her blood stream. :cry: Of course, we had to wait over a week to hear the GOOD NEWS! The tumor was bigger than expected but it was still contained. There was nothing in her blood stream, her liver, lungs, everything looked clear.