Hi all, I just got off the phone with my bank and they told me that if I close my account and checks still come through they will have to reopen the account. They also said that putting a freeze on the account will be the same. Does this sound right?

Can you help me get out of debt with pay day loan companies?

I want to stop the payday loan companies from continuing to take money from my account. I would like to withdraw my authorization and make payment arrangments with them. I need to do this within the next week because they will take them out again. They are online companies. What type of letter can I write or do I call them - and what if they refuse? I have paid my loan over and over again by the fees. I need to know if they are allowed to practice in the state of Arizona - I am not too good at looking those things up. I also believe they are charging too much.

Okay I know there is a lot of post about this company. I just have to ask another question and would like advice as to how to handle it. I had a loan with nationwide...have paid over $700 on a $300 loan. I sent them the letter. I got the same response as everyone else....rude phone calls, can't get Denise on the line etc... I sent them a second letter requesting that they not contact me at work. I recieved the same email as everyone else stating that they don't have to honor my request. BUT then something else happened.

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My story is pretty typical. I originally got a credit card for emergencies and whatnot. Over the course of 2 years I managed to ring up over $8000 in debt. I finally need to get serious about getting rid of this debt, it's really just hanging over me like a storm on the horizon. I think with some consolidation I could get an interest rate much more manageable.

I just applied with them and goin To see what happen After readin everyone mess i feel bad but i will let everyone know.

They called my cell phone wanting to know where someone was I told him he got the wrong number.Then he wanted to know who I was!!!And then asked again for some person I never herd of my life!!I told him I just got this cell phone 3 days ago.He just said "Hey right" and hung up.So he probadly be calling today.Just need some info on this number.Thanks Bud

I just got a little bit over my head my payments are getting later and later and its starting to affect my credit score so im trying to do something before it gets to late.

I fell into the trap of the devil....credit cards! they are swarming me. I need help. Can someone please help me!!!