If a credit card was last paid on in 2003, and charged off, and sold to a collection agency...
Can the original credit card be listed as a bad debt on your credit report while the new owner of the debt is also listing it as a bad debt on the CR?
Please tell me for how long past the SOl the debts are listed, and how long after the last payment a debt is listed on your credit report.
Thanks for your time.
(the SOL is 3 yrs in my state)