Who has reported who and to whom and what was the results. Any arbitrations?

I have a $500 loan with paydayokay that is down to $350. I have paid $783.75 since 12/13/2005 in interest alone. The apr is 260.72%, and they charge $10 on each $100. I also have a $500 loan with paydayone that is down to $400. I have only paid $104.14 in interest since 6/6/2006, so I'm assuming they won't even work with me on this one as it's so new. The APR is 312.84%, and they charge $12 on each $100. Is there any hope for me getting the paydayok loan marked as paid in full? I'm in Texas and the loan laws seem pretty lax. Thank you for any help.

Ok well I talk to a consolidation company and told them about the 6 PDL's and they told me that they can help and it should take a couple of months. So I changed my account number at the bank and now I am scared when the PDL people want their money and they see that I closed my account. What do I do? What do I tell my bank because I know that they will call me? Anyone have any suggestions?

There's a foreign company offering jobs on the forum-Dental bill-what a crock,wish they would get a life.thanks...Karen

Has anyone ever dealt with this company? I had a payday loan with tendollardayloan (RIO Resources, MTE Financial) I sent them aletter to cease and desist debiting my checking account. The PDL came back with a settlement of $400.00 which I disagreed with and they sent to this collection agency.

Is there somewhere in their training manual that says collectors are to be rude to get money from folks in debt. This woman from Riscuity contact me at my workplace which is against the law. I told her I didn't have money to give them today. She asked for my HR department, and I told her no and hung up. Then she left a NASTY message on my voicemail, saying that me as an educator (I'm an administrative assistant that works for a school) how would it look if my students knew I didn't pay bills. 1. I work at a university, yes; but what makes her think I make a lot of money.

My sister called me today and her they are working with a debt management company up north, They listed all the debt that have and are sending payment to the DC company, However in the meantime JcPenny's have been cashing thier checks from the DC but decided to take it to court or they issued a garnishment on my sister Can they still do this?

Hi I am new here.I will try to simplify this.HSN is a home shopping place.they let you buy some things on flex-pays.This is interest free monthly payments on your credit card or debit card.they do not ask for a social security number or anything.They charge your card the first payment,send the item and continue to charge your card until all payments are made.I have used this feature alot.I received a letter saying the card I used was declined on the payments.I gave a different card number.anyway the situation now is.They turned me into CPS security collections and they are threating to get a l

i.m in debt and not done anythin about until know and would like to know what to do next thankyou for your time

Has anyone ever dealt with them? Do they ever garnish wages? I keep getting calls from them and I have sent them a letter saying please stop calling me at home as well as work. They are still calling me at work and I'm getting tired of it. They called this morning and asked to talk to the HR department. What can they tell our HR department. Can my wages be garnished? Please help! Thanks!