Sooo.... I took out a payday loan with Peak 3 loans. They are big time loan sharks but I needed the money, so I had to do what I had to do. The initial loan that I took out with them was for $100, with a 700% interest rate. I paid the "refinancing fees" for several months until I payed off the principle and everything was paid off. Then I took out another loan a couple of months later, I paid the "fees" again for about another 5 or 6 months, paying a total of around 320- $400 on a $100 loan.

Hello, I received a Summons and Complaint from Lacy Katzen LLP, on behalf of FIA Card Services. I have never had any previous correspondence from this firm or FIA Card Services. I responded to the Summons and Complaint, and denied all allegations. I wrote to the firm demanding a verification of this alleged debt, and never received any documents. I received notification from the Courts that my case was to go to Arbitration, and had been moved closer to my town.

i would like to know the best way and cheapest to get out of 5 on line payday loans can anybody help :(:rolleyes::rolleyes:

Are lawyers who have contract dispute with credit card contracts legal? they say they can get rid of all the credit. no settlement.

I just got off the phone with The Nevada Financial Institutions Division, and guess what? CashCall Inc. has a license to lend in Nevada! I got the license number. The woman I spoke to also said that since Cash Call has a license, they can collect on any loan made by their affiliates, including tribal lenders. She told me that tribal lenders are not illegal. Thank you to the wonderful state of Nevada. So looks like I'm stuckpaying Cash Call! Great :(

I sent letters to the illegal lenders per the instructions on this website notifying them that they were no longer authorized to withdraw from my account. I also closed the account with my bank. The bank reopened the account when the ACH came through and now are charging me NSF fees and my account is overdrawn. I spoke to Bank of America and they refuse to do anything. I am so frustrated. Any suggestions of what I can do?:(:mad::confused::confused::confused:

Has anyone ever heard of LTHS recovery? It is stopping us from buying a home due to negative entry on credit report, yet I can't find them online or listed with the BBB. Is this even a legit company? and if so what do you do when you can not find a company to pay off a debt they have reported??

Hi there, I received this email from United Cash Loans, Where they are offering a Settlement, Since I had renewed my loan many times with this company they are offering a settlement in one payment, but I dont have this kind of money right now. What should I Do? I feel after all the funds I gave them previously They should have to pay me back or just close this account. What should I do? The email is below. Thanks This letter is being sent to you as an offer to settle the above referenced account.