Hi there,
A while ago, I got a phone call from MCM claiming (out of the blue, to my mind anyway) that I owed them a huge sum of money for a debt from years ago from a credit card account they purchased. Now, I have had my share of debt and made some bad choices in college, but I make an effort whenever an old debt comes up to pay it off. The problem is, I don't remember ever having this card they claimed I had, and I don't think this debt is mine. They have my soc., and claim that I made one payment on the account.