We received a notice that we were being sued and that wages could be garnished or our bank acct. Seized
We live in texas and wage garnishment is out but how about the bank account.
I have been reading your site for a while and decided to join today. I have questions regarding two of the payday loans I currently have and their relationship to North Carolina.
One is ameriloan for $300 (they want $480.) One is with CTC $1836. CTC has threatened to serve papers at work and has contacted my personnel department by email. I have read today to send them a letter with a wage assignment revokation letter and a request to have all correspondence by US Mail. Does anyone have an address that I can send that to by certified mail?
I just recieved a very disturbing rude phone call from assett acceptance about a debt from 1996 that I do/did not know about. My question is the account was started in Alabama when I was 18 supposedly, since then I have moved to Florida and now Louisiana. What state do I go by for the statue of limitations? Also is there some type of etiquette that collection agencies have to follow? Thank you for your help I anticipate your reply.
Frustrated
If you're using a consolidation company (like T&C) for payday loans and credit cards, how does this affect your credit report? Does it lower your score a lot, and do they all show up as being sold to a debt company? Or will I have 9 creditors showing as unpaid until I finish with T&C? Any input would be appreciated! :)
I have received two letters collecting payment from Asset Acceptance. The problem is that I pay a company last year and I was told that this debt was payed. What are my rights and who can I talk to? I also did some research on the internet and this seems to be a common problem for this company.