Does anybody have any advice about how I should go about contacting my PDL people. I have been communicating with a credit counselor about consolidating and getting these paid off through payment arrangements. Should I call them or should I send out letters. I want to make them aware of the block I'm putting on my account before the next payment is due so I don't get any calls to my job or home. Does anybody have a sample letter on what I can send to inform them of my consolidation and payment arrangements.

I had a VERY bad year last year. One of my parents were terminally ill. They live in northern Illinois, I live in South Floriday. I was traveling back and forth for several months until the agony for her was over. And then, Hurricane Wilma decided to wipe her a path thru South Florida, yet causing more chaos in my life (as well as causing many others chaos..definitely not alone :wink: ) In that time, I got caught in the whirlpool of Payday loans. Ended up having about 14 of them. HOW? I have no idea how this was allowed.

so far one pdl is willing to work with me and let me send a small payment in! woohoo! and they going to let me do it via money order! woohoo. waiting on replies from companies if they will let me do the money order or western union option. Crystal

hey fsm told me my loan has been sent to a c/a and i'd hear from this week. i sent an email back asking who they sent it to. so who do they usually send deliquent accounts too? what will be the best way to deal with the c/a when they call. since fsm didn't want to deal with me or the d/c i was trying to go through.

does anyone know the number for Telmerica? I need to contact them pay my loan in full

I have been thinking of trying to get into a debt consolidation program to get me out of this mess that I'm sure a lot of you are all too familiar with :cry: . Anyway, my question is.....how will getting into this type of program affect my credit report/rating? We would like to sell our house and buy something else, but are all of the late payments that are probably already reported to the credit bureaus along with being in a consolidation program going to ruin our chances of purchasing another house anytime soon? My husband's credit is good.

How does one go about trying to settle the debt with creditors in the first place what steps should I take I currently and not late but will be soon, My debt is basically credit card and was used for medical for now I wish I had not done, There are so many programs out there but I also hear of a great deal that are scams and dont want to fall into that How to find one that is reputable? I had one call me yesterday called Fresh Start and I have not heard of them before now I owe like just shy of $5000 in CC debt, They told me I would have to stop paying them and let them become delinquent and t

Earlier this year, approximately in February of 2006, I thought I paid one of my First Premier credit cards off. When I paid that last time, the lady said that the account would be paid in full. Well, a couple of months after that I received a phone call saying that I owed $50 something dollars on this very same account. I told her that the account had been paid in full and she told me that when I had paid that amount in February I had left a $2-3 amount on the card.

Hi all. I am trying to read all the threads from may 22nd-now. Was in a car accident and broke my left arm. Just had my 2nd sergery last week and is on the mend. Just wanted to say I have paid off 1 PDL through T&C and they have been good to work with. My question is......do they ask for another retainer fee if I add a medical bill to my accounts? Thanks!

Does anybody know 717-295-8071 and 913-562-9905 who they are?