I recvd a disturbing, threatening call from a lawyer last night regarding a payday loan I took out a few years ago. He said the lender was American Cash Advance. I also took out a loan from US Fast Cash, but that is not what this one is about. I remember it was about $400. I know I paid that back, plus interest. I do know it kept on adding up. As a single mom I did not know what to do. I consolidated the 2 loans but it seemed to never get paid.

So today was the day I was supposed to pay my payment to Cash Call, and surprisingly, not a phone call happened all day when I didn't call. Maybe they are actually going to follow my C&D letter, or maybe, I'll get a bunch of phone calls starting tomorrow morning. The thing I'm stressing out about most is of course my credit report, but I'll keep fighting that battle too... Can you keep disputing the same item on your credit report multiple times?

did requseting ach revoke work on check n go? or did they over draw your account?

BOA agreed to settle my second loan with $26000 from $126000 that we owe. My loan accout was charged off due to not being paid and now I want to settle so that I can get off the second loan and keep my home .( Initially I planned to foreclosure). Currently my credit history is showing as "CHARGED OFF" "ACCOUNT/Charged off as bad debt" "Bad debt & placed for collection & skip" on 3 credit reports My questions 1. BOA mentioned that after the payoff . It will update the credit report to Settled in full . Will this be ok ?

If i borrowed 255$ and was supposed to pay back 300$ and was not able to pay off my loan so i end up owing 315$ total with the 15$ bounce fee....... Can the company offer me a "deal" i give them 60$$ which is 45$ for the fee and 15$ for the bounce fee and have me get another 255$ loan which basically pays the 315$ i owe them..... So my loan is "current" is that legal???

I just got a call from some one claiming to be Officer Jessica Watson and if I dont pay 1380 bucks by tomorrow I will be arrested for 3 criminal fraud charges... When I asked her what for she told me for a payday loan company call fast cash 500, told me I borrowed 350 which I dont recall ever borrowing from them...I have borrowed from others but I have paid them back...What is sad is she has all my information, and is really threanting me with jail time or even prison as she says...

After sending them the letter to advance me today loan this is what they sent me Advance me today- loan amount: 700 paid-1096 ILLEGAL OFFSHORE Dear Darwin, Thank you for contacting us. Please be aware that this is a St.

Hello, i have three payday loans wich i cannot pay back at the moment. One of them is with Horizon Cash Advance. I have closed my bank account and was wondering if they will take me to court. I would like to set up a payment plan but dont know if online companies like Horizon will do that. Has anyone here had any dealings with Horizon Cash Advance? As i said i have every intention of paying them back but cannot do it all at once. Any advice would be appreciated.

I need two addresses: Payday Accelerated United Holding

Hello, i have three payday loans wich i cannot pay back at the moment. One of them is with Horizon Cash Advance. I have closed my bank account and was wondering if they will take me to court. I would like to set up a payment plan but dont know if online companies like Horizon will do that. Has anyone here had any dealings with Horizon Cash Advance? As i said i have every intention of paying them back but cannot do it all at once. Any advice would be appreciated.