i just paid for a credit report and I don't know what to do next. I have 9 things and 5 are closed but still on the report do I need to get them to remove those closed ones? I want to get out of debt and I am in an area I know nothing about. I need to know how to start. thank you!

Will someone please explain why if the PDL's have gotten the proposals from T&C do they still try and contac me? Are they trying to work an outside deal? I just got a message that someone from Cashnetusa called. The person wasn't there but the rep said that they did receive the proposal. I am kind of nervous now and want to know whats up. Should I call T&C and tell them to call them? Help!

After I had been threatened with a Diane Morris from a number 1-866-201-4603 and being scared out of my mind and being nasty and short to my son I did some searching on this number because I thought any legitimate CA would give me the name of the company? and would at least take my $200.00 offer on a balance of $1980.00 ( OUTRAGOUS) The highest amount loan was 300.00. This nice lady "Diane" wanted 910.00 for a loan (300.00) from Premiere Processing UNREAL! Well since she wouldnt take my offer that I told her I could pay and would NOT give me the name of the company I decided to FIGHT BACK.

Good Morning All, I got myself into a finicial problem... can someone tell me where should I consider getting a debt consolidation with?? I have bad credit.. with 10 cards and few past due phone bills.. please help..

Are there any debt consolidation companies that can assist with these pay day loan companies

Does anyone have the address for paycheck today (paychecktoday.com) I did a search and could not come up with one. Thanks

I have been in this situation before but somehow I manage to get into it again. Over the course of the last three or four months I took out five different payday loans. I have had some success in paying them off but somehow got caught in the cycle of reloaning again. I have been trying to pay something towards the balance plus the refinance charges but it has come to the point where I can't because I need to make other payments toward my car and other expenses. I don't know what to do anymore.

I have lately received a phone call from an outside collection agency from Citibank, where I had an Associates Citicard. They told me that if I could not make a settlement of $1400 within 15 days, they would pass it on and soon it would go to court. I can't get any loans anywhere, I dont have a cosigner, and I certainly dont have $1400. What can I do?

After several calls, I heard from United Federal, the third-party agency who WAS handling my Platinum B loan after my bank account closed. They were so rude...and breaking federal collection laws left and right. Received a nasty call yesterday from some guy with a thick Indian accent I could barely understand. He threatened to file suit on me if I didn't pay $580. On a $200 loan...don't think so, buddy! Asked to validate the debt, but he would not give me an address or FAX to send a debt verification letter. Then they "wished me luck" and hung up.

Jusr a quick question. I used the invite a friend button earlier today. The email that was sent to my friend was pretty long and was mostly talking about some student website. It was like a page long email and at the very end, like the last 5 lines, was the mention of the debt consolidation website. It was like an afterthought or a whole seperate section of th email. Is this normal?