I found this site and it's been helpful, but I have a question. I got a call from a CA, (and haven't called them back because I wanted to ask some questions here first)and I think I know what they are calling about, and it's about a debt that goes back to 1992 or 93. Now here's my question: How should I deal with the CA, should I ask for a date on last payment and say the the debt is to old and stop calling or ask for a validation letter and reply ? Any info and suggestion are greatly appreciated.

I have a question about sol bck in July of 1995 my husband did a voluntary reposession of a car he had bought from key bank they came back saying he owed more now then when he turned the car into them several years ago they listed it as a charge off on the credit reports but sold it to another company it has since been sold to several other collections companies and each one of them has added there own fees to the amount and are still trying to cllect on it does the sol start when they last activity takes place on the account or does it start over every time they rsel the account any hep would

Who is Stephen Middleton and how reputable is he? Hear he has questionable ethics and may potentially be fraudulent!

Northway (CashTransferCenter) Sonic Cash PayDay OK Paycheck Today

This is the email I received in reponse to my account being closed and the debt being turned over to T&C. As of right now you have $300 that is set for payment on 5/30. Your only options are to either allow that payment to get sent to your account, or have us put the account into default. If the payment is returned by your bank you'll be charged a $20 NSF fee. The only way we can put your account into default is if you set up arrangements for the full balance. By putting into default you'll still be charged the $20 fee.