My tale begins much like everyone else's does on this site. About four years ago I was short of money one day and wondered where I could put my hands on some cash. I had heard of payday loans but knew nothing about them an how they worked. I went around the corner and got my first "fix" at a local payday loan store.
Thinking of it now it seems funny to put it in drug user terms. But, like a drug--this fix is temporary and you have to keep at it to get the same feeling. Except I wasn't getting a "feeling" but in debt. After the first one, the next one was easy and so on.