You guys I am so upset, I just found out my gas is shut off to my house. I couldn't pay it because of this stupid payday loan mess I got in. They want $750 to get it going again & I don't know what to do. Do you know if it is my husbands names only can I restart under my name? Add the balance owed to T&C???

Whats up with the Island National Group can you pay your bills with them?

How do i get information on t & c. I am interested because i have read a lot of good things about them.

Cash transfer centers just called me and said that they do not accept any consolidation programs. My consolidation resource person said that they will often say that but will accept money sent by them anyway. I do not know what to beleive. I have until wed. 5/10 to give cash transfer an answer. I closed my checking account so they do not have access to it.

My tale begins much like everyone else's does on this site. About four years ago I was short of money one day and wondered where I could put my hands on some cash. I had heard of payday loans but knew nothing about them an how they worked. I went around the corner and got my first "fix" at a local payday loan store. Thinking of it now it seems funny to put it in drug user terms. But, like a drug--this fix is temporary and you have to keep at it to get the same feeling. Except I wasn't getting a "feeling" but in debt. After the first one, the next one was easy and so on.

Anyone else having any trouble? I can't reply to a post, I can't get past the spam filter.

We want to pay off several collections, all of which are old credit card debts. We have received letters from the collection agencies offering to settle for less than is actually owed. Our goal is to restore our credit to an A+ rating. Is it possible to get an A+ rating by "Settling"; or do we need to pay all of them in full? Thanks for your input.

Tried searching, I'm assuming debt collector, anybody know who they are?

Hello, I am wondering if someone can tell me how to cash out the points that I have accumulated on this forum. I e-mailed Vikas and did as told but have not heard anything back and it's already been about a month. Can someone please tell me the easiest way doing this? Thanks much!

Has anyone ever heard of any of these folks? I got an email from them saying I am deliquent on a loan from them that I have never had. Do they have any other aka names?