Aspire Visa stated that if I made 6 ontime payments to them they would remove the charge off status and place paid as agreed and I have been paying them before the due date and they have changed the status on my credit report to paid as agreed. They lowered the interest rate as promised also. My credit score went from 550 to 615 by disputing information and Aspire keeping their promise. I know I have a long ways to go to get my score higher, but at least this is a start. Now once HSBC reports paid collections, will my score drop or will it increase?

My neighbor recieved a phone call on April 15, telling them that I had a debt and they needed to contact me to get this debt resovled. The had my address but yet I Have never recieved anything from them. I call this Randy Lang and he said that it is Friday and as a courtesy they will try and settle this out of court (which they said was being sent to the court the following Monday). They said if I did not reach some sort of payment agreement with them to day they would take me to court and sue for over $8,000.00.

my grandmother is getting credit agency notices. We have 1 from MRS and 1 from Creditors Interchange for the same debt (Citibank). They both came this week. Can 2 agencies try to collect the same bill? My gran became very ill 2 years ago, is now in nursing home and has no assets. Should I follow same-validation for these or anything elso that comes in? She has nothing for them to get.

I called my bank today because after sending a letter of revocation, these pay day lenders are still hitting my account. i was told that a letter of revocation doesn't mean anything as this is considered a loan and as far as they were concerned, i owe these lenders money. i explained that their practices were illegal in the state of illinois and i was filing complaints with the attorney general's office. the cocky ignorant guy from chase told me i was in a bad financial situation to begin with and now im trying to get out of it.

Okay I have a question and need it answered in 15 mins cause I have to go but I called our states ag and they gave me another number to call to find out if this PDL company is licesened in CA. I called and they couldnt find them anywhere in their computer system as being licensed in CA. Now what do I do and what are my options to make them stop calling and harrassing me at work?

How do you get the donate button on under my name?

A few months ago it was posted the section of the US Code that dealt with harassing calls to phones and cell phones. (This is not to be confused with the fdcpa).. I have been looking all over and I can not longer find it. Does anybody happen to know which law this is?? I want to say it was in Charter 15 of th US Code ( 15 USC).. any help is greatly appreciated.... Thanks!

Hey everyone i was wanting to know everyone's opinion on this. I am consolidated with t&c with all my payday loans. I wanted to know would it be a good idea to consolidate all my debt now or should i let t&c pay the payday loans off first. I am just stuck in this and i just need some advice. Thanks alot everyone.