Hi I have a question about over the limit and late fee. I had 3 accounts with Capital one. All 3 are with collection agency and 2 have been settled. The last one I'm paying the collection agency $100.00 a month.Amount due is $3,321.16 orginial amount from 1/1/01 due is only $1,200. account on CRA say opened 1/1/01 amount due 2,600 (credit limit was $1,100.)I was going over my OLD mail and found CO invoices. Can they charge OTL fee,late fees and interest for 2 years? I undersand interest ,But OTL and late fee when I couldn't even use the card. Why didn't they close it like the other 2?

:?: Hey everybody, first of all this is a great site and thanks to those that make it possible. I've got a problem with payday loans that I could use some help with. I live in Kentucky and I have 4 payday loans through internet companies ( worldwide cash now, ameriloan, united cash loans, and cashnet 500). The bottom line is that I can't keep paying all of them. I would be more than happy to work out arrangements but I've had no luck in that department. Also closing my bank acount is not an option.

Hello, I just entered all of mu information and realized after that the botton I had pushed was for an auto loan. I am interested in a personal loan to start a small business. Can you please correct transfer my info to the area that handles this please? Thank you! Bryan Heyl

Maybe we should complain to this association in regards to the payday loan companies in Canada. Quote:

Code of Best Business Practices The Canadian Payday Loan Association (CPLA) represents members who operate retail outlets that provide payday loans. A payday loan is an unsecured short term loan to meet unexpected cash needs. Payday loans are for occasional use only and should not be used to cover continual shortfalls in a persons budgetary requirements.   Aspire Visa kept their promise momof4brats06@yahoo.com 19 years 3 months ago Aspire Visa stated that if I made 6 ontime payments to them they would remove the charge off status and place paid as agreed and I have been paying them before the due date and they have changed the status on my credit report to paid as agreed. They lowered the interest rate as promised also. My credit score went from 550 to 615 by disputing information and Aspire keeping their promise. I know I have a long ways to go to get my score higher, but at least this is a start. Now once HSBC reports paid collections, will my score drop or will it increase?   Gerald E Moore and Assoc anonymous 19 years 3 months ago My neighbor recieved a phone call on April 15, telling them that I had a debt and they needed to contact me to get this debt resovled. The had my address but yet I Have never recieved anything from them. I call this Randy Lang and he said that it is Friday and as a courtesy they will try and settle this out of court (which they said was being sent to the court the following Monday). They said if I did not reach some sort of payment agreement with them to day they would take me to court and sue for over $8,000.00.   2 agencies trying to collect same debt anonymous 19 years 3 months ago my grandmother is getting credit agency notices. We have 1 from MRS and 1 from Creditors Interchange for the same debt (Citibank). They both came this week. Can 2 agencies try to collect the same bill? My gran became very ill 2 years ago, is now in nursing home and has no assets. Should I follow same-validation for these or anything elso that comes in? She has nothing for them to get.   My bank won't help with stopping pay day lenders Xris18@aol.com 19 years 3 months ago I called my bank today because after sending a letter of revocation, these pay day lenders are still hitting my account. i was told that a letter of revocation doesn't mean anything as this is considered a loan and as far as they were concerned, i owe these lenders money. i explained that their practices were illegal in the state of illinois and i was filing complaints with the attorney general's office. the cocky ignorant guy from chase told me i was in a bad financial situation to begin with and now im trying to get out of it.   National Payday Advance Not Licensed amberreyes1979@yahoo.com 19 years 3 months ago Okay I have a question and need it answered in 15 mins cause I have to go but I called our states ag and they gave me another number to call to find out if this PDL company is licesened in CA. I called and they couldnt find them anywhere in their computer system as being licensed in CA. Now what do I do and what are my options to make them stop calling and harrassing me at work?   Donate button under my post cmhumiston@yahoo.com 19 years 3 months ago How do you get the donate button on under my name?