I just spoke with Brooke at T&C, who was very friendly and helpful. I can't believe how low the payment was that she quoted me to pay off the remaining payday loans that I have hanging around! I can't help but wonder if it's too good to be true after struggling for months to get out of this hole on my own. I just want to hear your experiences with the company: are the loan companies good about working with them, are they good about making the payments to the creditors, etc.? I want to hear experiences -- good and bad -- about them before I send in $150 to them.

Do you do payday loan consolidation? I have to many payday loans and need it all consolidated into one loan amount. Please help...I can't pay my other bills because of these stupid things!

I have talked to T&C about having them handle my payday loans. I wanted to know if it would be better to have them handle them or to handle the payday lenders myself?

i took out a payday loan for 150 dollars... does this come directly from my pay? and are they gonig to stop after 150? ive read some posts on here, and should have came here first...

I don't know if I am posting this in the right forum. Anyway, can we start a forum thread regarding payday addresses? I have noticed throughout the forum that people are in need of contact information for these places and they are scattered everywhere. Is there a way to compile them into one threa?. That way people could click on the topic and get the address/addresses they needed.

These are some PDL company addresses that I've had a difficult time finding, so they might help some of you out. :D Apple Fast Cash Personal Loans 1010 Concord Ave, Ste 204 Wilmington, DE 19802 Arrowhead Investments PO Box 415040 Kansas City, MO 64141 M1Y Direct 7473 W. Lake Mead Road Las Vegas, NV 89128 FSM Processing 10108 Summer Oak Lane, #103 Las Vegas, NV 89134 PayDay2Go 10605 Concord St. Ste 203 Kensington, Maryland 20895

I'm sure you all are tired of me by now, but I'm just so frustrated with all this...today I got a call from Cash Transfer Centers, aka Sonic/PRL/Northway saying that they are going to call my employer. I live in North Carolina, and I know that they are not licensed here, but what exactly does that mean? I told them that and they laughed at me. I tried to keep my cool, but we still ended up shouting at each other. They won't take any partial payments, so I feel like my back is up against the wall. I don't want to lose my job over this. Can they take me to court?

Has anyone ever heard of Route 66 Funding? They have never sent me any paperwork, I can't find them on the internet, and the emails they've sent me have no address information whatsoever. They're calling my office 3 or 4 times a day and it's always a guy who barely speaks English on the phone who just says I owe them money. I have to ask 2 or 3 times what company he is with before he tells me, and then when I ask for the address he hangs up. Any info anyone has would be greatly appreciated.

I would like information on consolidating my payday loans. I should have never started it, but I did. I'm on workers comp right now and not getting any income, so of course they are calling. I did close my bank account that they all were debiting. And one bank has charged me so many fees that my OD is now 800! I'd like to take of this, but I don't know what to do. Ive heard everyone talk about T&C. What is it, and how does it work? Is it legite? Or one of those scam o nes where you pay them and they pay half to the creditor?

I read on here at one time that if I had someone willing to put me on their credit card as an authorized user it could rais my credit score. Does this work or does it lower my score for having too much debt???