I recently contacted T&C to have them help me deal with several payday loan companies. I havre everything filled out, I just need to fax them their retainer. However, this morning I logged on to my bank account online, and apparently the payday loan companies have already drafted my account and made that account negative, so even though I have money is my other account, the total balance for both accounts is showing negative and I apparently can't get the money out to send to T&C, although I desperately need to send them their retaininer so they can help me.