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Deliberate default

anonymous
19 years 4 months ago
My credit is good, but the interest rates I am currently paying are incredibly high. I have been in contact with a company which makes bulk offers to creditors to liquidate the unsecured debt of their clients. They charge a commission for this service, but my total debt would be reduced by 50% (which includes their commission). This debt is then paid in installments at 0% interest. The problem is, they can only accept me in the program if I am in default (which I am not). In this case, I would actually have to deliberately default on my debts.

 

I attended my pretrial yesterday 03/27

work_athome_mom@yahoo.com
19 years 4 months ago
A summons was sent to my mom address that i was to appear in court. Discover card is suing me for 2500. I show up today and agree with the judge that I would sit with collection attorney and discuss our options. I told him I only got word of the summons by mom, and why wasn't it send to my physical address.

 

Cash Today

anonymous
19 years 4 months ago
I was getting at least 4 or 5 calls a day at my work number (not my cell no. which they have). Some of my coworkers were concerned because they called after work hours about every day. All of a sudden, the calls have stopped and I haven't gotten one of the 2 or 3 daily e-mails which would start about 10 days before the next payday (and they hadn't been paid off yet). No contact whatsoever. Did they up and disappear?

 

Weltman, Weinberg, & Reis

anonymous
19 years 4 months ago
First off...thanks Stanley for helping figure out who WW&R are. Has anyone had any dealings with them? I have two Sears accounts that I have in a debt settlement program. I hadn't heard anything from either account for a year. Then in February...LNVN Funding bought both accounts. They first turned them over to National Action Financial Services for collection. I sent NAFS requests for validation on both accounts. I never received validation for either account. Then this month WW&R began calling about the smaller account. They don't seem to have all their facts strait.

 

Legitimate place to get free credit reports

anonymous
19 years 4 months ago
can anyone tell me the best/legitimate place to get free credit reports? do you have to give your mailing address to receive the reports? i've read that ca's can get your address from credit bureaus... thanks!

 

Credit Card Debt

anonymous
19 years 4 months ago
When a consolidation program consolidates the credit card amounts, do they negotiate the amount to be paid? In other words, can they get the deals that the cc companies send in the mail for 50% off the total amount if paid in full? Thanks Andy Email deleted as per forum rules-Mike

 

how much i owe

anonymous
19 years 4 months ago
My question is I'm looking for the best way to find all of my debt. I recently came into some money and would like to be debt free but i don't know who all i owe money to. Where can i go to find out?

 

INTERNATIONAL TRUST: Another Advance Fee SCAM!!!

anonymous
19 years 4 months ago
International Trust Approved me for $5,000. I spoked with two people, there names are: SCOTT WILLIAMS & JULIE WHITE. I spoked with Scott and he told me that I need to pay $690 dollars for "Insurance" that if I made my payments on-time for 6 months this fee will be refunded to me. He told me that I needed to send this money to a CLIFFORD HEWITT in NORTH YORK ONTARIO CANADA. I asked him why I was sending money to Canada. He said "We are brokers and we work with lenders based in Canada." On March 13th 2006 I sent the money... A day later he called and said that the lender turned down my loan.

 

Anyone heard of WCC?

anonymous
19 years 4 months ago
Anybody heard of WCC? They keep calling but they don't leave messages. The number they're calling from is 702-804-8484. Reverse # lookup brings up nothing. Anybody recognize the name or #?

 

accessing mailing address

anonymous
19 years 4 months ago
can a collection agency get your mailing address from the credit bureaus?