Short rundown,Sears sold my account ot LVNV,who passed it to Resurgent,who passed it to phillips-cowan. Been talking to a guy there who wanted me to sell things,get loan,something to pay him. Said for me to call Wells Fargo,Tell them he referred me and they would give me loan,didn't do this,of coursr,and dropped it. Today on my recorder,get this-Wells Fargo calls and said joe blow said you need some help,and we can help you with a consolidation loan!!