Hello, I received a call with this caller ID info....I answered, and they identified themselves as an attorney's office calling regarding my Household Orchard Mastercard account, which has been turned over to them. I am working with a credit counseling service, and told them so, and they said that they ordinarily do not work with credit counselors unless they are setting up a settlement. Anyway, when I asked the name of their firm, he quickly said, I think, "Thomas......." didn't catch the rest. I asked for written validation, and they will send it.