Two weeks ago I received a summons for court from a lawyer representing a collection agency. I have made contact with the lawyer and they are willing to settle for about 16,000 of the 22,000 of debt. I have the money to make this payment, but would really appreciate any help and advise anyone can give me before I send in the check.
If I am correct I want them to send me something in writing stating that the account is "Paid" once they have received the check, is this the best option other then getting it removed from my report entirely?