How exactly does this point thing work? I've read where people has paid off bills with their points. I would appreciate it if someone could explain it. It sounds like a great deal. Thanks.

An important note from my side. Please read http://vikas.yesdebtfree.org/ (Story of two domains).

I have sent my paperwork back to T&C and will be sending the payment this afternoon. Will they contact me to set up payments with them or how do they work? I am going to call them also but I know how great this board it. :lol: Melissa

Hi to all, I am your new developer (want to say a hi, say it here :), I will love it. ) New blogging system is introduced We have introduce new blogging system under yesdebtfree.org. Your new blogs are live and running (Click here to view the list). How do I access my blogs? I have already passed your username and passwords to Vikas and I am sure he has mailed you the details.

How much would a monthly premium be?

Hi everyone! This is Patrik, the new technical guy in the debtconsolidationcare team. Ill be working with Vikas and if you face any problems or want something new done to the site, feel free to contact me. I am delighted to be part of this community and hope to do a great job for all of us! Cheers. :)

Well, one of my payday lenders actually sent me an itemized statement in the mail today. They have knocked off all finance charges and nsf fees. A good way to start off the new week. I got another one to break down and accept first payment through T & C as paid in full. I was seeking a refund because I had triple paid the amount of the loan. I'll take it though. :D

What does T & C stand for and how do I contact them?

When I was speaking with a representative of one of the credit reporting agencies, he said that anyone could just make up a social security number, send it in along with their name, and they might be able to obtain credit. Perhaps the laws have changed in the four years since my identity theft, but companies must be held responsible for our troubles when they issue credit to the wrong person. Here we are obsessing over our credit reports and some companies can't be bothered with checking a few basic pieces of information.

My experience with Identity Theft has nothing to do with my current financial troubles, and because of my later financial downfall, good luck to anyone trying to obtain credit using my information. Instead, I worry most that my name and identifying numbers are being used by some unscrupulous person doing dastardly deeds.