I have sent my paperwork back to T&C and will be sending the payment this afternoon. Will they contact me to set up payments with them or how do they work? I am going to call them also but I know how great this board it. :lol: Melissa

Hi to all, I am your new developer (want to say a hi, say it here :), I will love it. ) New blogging system is introduced We have introduce new blogging system under yesdebtfree.org. Your new blogs are live and running (Click here to view the list). How do I access my blogs? I have already passed your username and passwords to Vikas and I am sure he has mailed you the details.

How much would a monthly premium be?

Hi everyone! This is Patrik, the new technical guy in the debtconsolidationcare team. Ill be working with Vikas and if you face any problems or want something new done to the site, feel free to contact me. I am delighted to be part of this community and hope to do a great job for all of us! Cheers. :)

Well, one of my payday lenders actually sent me an itemized statement in the mail today. They have knocked off all finance charges and nsf fees. A good way to start off the new week. I got another one to break down and accept first payment through T & C as paid in full. I was seeking a refund because I had triple paid the amount of the loan. I'll take it though. :D

What does T & C stand for and how do I contact them?

When I was speaking with a representative of one of the credit reporting agencies, he said that anyone could just make up a social security number, send it in along with their name, and they might be able to obtain credit. Perhaps the laws have changed in the four years since my identity theft, but companies must be held responsible for our troubles when they issue credit to the wrong person. Here we are obsessing over our credit reports and some companies can't be bothered with checking a few basic pieces of information.

My experience with Identity Theft has nothing to do with my current financial troubles, and because of my later financial downfall, good luck to anyone trying to obtain credit using my information. Instead, I worry most that my name and identifying numbers are being used by some unscrupulous person doing dastardly deeds.

Today I got a letter in the mail from apple fast cash personal loans. Of all my payday people they were the ones I was the most worried about, since they seemed very aggressive in the beginning, some guy named Alonzo calling several times a day..I was terrified he would call my work. Anyway, I sent them a letter saying I would send regular payments and please don't call me plus a money order for $50. It worked! They sent me a nice letter and an itemized statement. The best part is, they are not adding any more interest.

Well, after many letters wrote to wells fargo over the past year, I finally got a letter in todays mail from them. It was rather long. I mailed two money orders and a check last year to the collection agency holding this account. Today wells fargo validated my debt (Only I didn't ask them to), and showed that ONLY two of those payments were applied. One of my money orders was "gone with the wind" I guess. Lesson learned. They pulled this on me too----they said they haven't answered any of my letters over the past year due to me putting a cease and desist on the account.