Remember me posting about a wells fargo account that is showing as PAID on credit report and I am currently paying to a collection agency, but collection agency isn't on report? well, I finally got my Experian report back yesterday, the collection agency is showing on husbands report on Experian. BUT they are not on the other two reports, just this one. I know they don't have to report to each other, but why is one report so different than the others? Maybe the collection agency just reported to the one bureau?