My story starts when I was in college. I am the only son of my parents. They dreamt a lot about me and planned so many things for my future. They managed some savings even so that I can carry on with higher studies. They wanted me to study in any nearby college with the intention that I would be living at home. It would be cost savings too. But I started to feel the call of outer world at that time. I was so much hungry for independence and I applied some institutions of other states. I had a good academic background, so I was selected easily.

I took out a loan with Sonic Payday and have since defaulted. I tried to do the right thing and make payment arrangements with them. I was advised by a Ms. Phillips that they do not make arrangements. I offered to send 250.00 on an original loan amount of 500.00. She advised me to go ahead and send it Moneygram (which I did) and the very same day they withdrew 688.00 from my bank account, which was the full original amount. This has caused all sorts of small charges to bounce (incurring over 500.00 in NSF fees!) and is not at all what she agreed to. I spoke with a Mr.

Okay, this is the wells fargo account that I've been pulling my hair out over. I just wrote them certified return receipt. Its on my husbands Equifax report (he got today) as being 'charged off account;Chattel'. okay, forgive me if this is a dumb question but I haven't seen the word 'chattel' on our credit reports before, I don't think I've heard of it. what does it mean?? And they are reporting every month as charged off, the last time they reported was 9/05. eleven months straight every month as being charged off.

Dear LARRY: I didn't ordersedUPS brought to Me to SANTEE-orderedKIEV PhotoStreet Co.Ph: ********Andrey Email deleted as per forum rules, phone number removed for your safety-Mike

Most people do not understand the leverage a mortgage company holds over collection agencies. For example, United Collections Bureau works with different mortgage companies when comes to consumer settlement. While collection agencies may be hounding consumer's to pay the full debt or offer a partial settlement, there have been cases where the consumer receives even less of a settlement when dealing with a mortgage company.

I have passed out from my college a couple of years back. It was a wonderful experience being in there and feeling the worth of living life on credit. Now, things are quite different with all the outstanding loans in my credit. Life has taken a reverse turn and I will have to pay back all of them. Things are not what I thought while being in the college. The job market hasn't been so good to me and the job that I envisioned during my college days is still a dream. It kills me when I realize that the debt is growing every single day.

this any one know this number 18668080936 this is # that shows on caller id

Hi Shirley The whole community wishes you today a very Happy Birthday :D I pray for your healthy life filled with love and laughter all around. May God shower all the choicest blessings on you forever!! Regards Roxette (BTW, Thanks David for sending me a PM on this special moment)

I received a letter from yall. please e-mail me on this. acct. 8514****** Bank information removed for personal safety - Vikas

a law office contacted me with info on consolidation. they are asking for a fee of 33/mo for their consolidation services. does this seem high? my total credit card debt is 4300.oo