Okay, this is the wells fargo account that I've been pulling my hair out over. I just wrote them certified return receipt. Its on my husbands Equifax report (he got today) as being 'charged off account;Chattel'. okay, forgive me if this is a dumb question but I haven't seen the word 'chattel' on our credit reports before, I don't think I've heard of it. what does it mean??
And they are reporting every month as charged off, the last time they reported was 9/05. eleven months straight every month as being charged off.


