I obtained my credit report and reviewed it and discovered in the record a credit card I did not request, or use, taken out in my name by Jefferson Capital. This card had many, many, many, charges posted on it which were paid when due. This card was active from June 1999 to January 2011. I never knew about it and though I can't see that any damage was done, I want to know WHY they used this card in MY NAME and WHAT value this use had for them? They NEVER contacted me... The credit limit on the card was $1650. and the top charge made to the card was $650.