I have wrote about this before but wanted to get a collectors intake on this situation. I have an account with a collection agency for a wells fargo account. It went into 'charge off' mode in Jan. of last year. They wrote me in the early part of last year about holding the account (although Wells Fargo said it was still 'in house'-which could be). In April, I wrote them. NOT ASKING FOR validation but trying to make payment arrangements with them. I knew the debt was valid and was correct. I heard nothing back from them.
I wrote letter after letter, I heard nothing.