What impact will debt consolidation have on my credit report?

I know, I am probably being a worry wort, but is it all really this simple?? :?: I got a phone call from the company, and the information to fax them, and it just seems too simple. :shock:

What is the best way to Consolidated debt? Where can you get a free copy of your credit report online.

What is the time alloted to complete the program? Can I change my payment dates and amount in the middle of the program? If I have surplus money in the future, can I change the plan? If my financial position declines, can I reduce the monthly payment? Thank

You include the bills that are in collections in the program...right?? So, are you a collection agency?

If I use your consolidation program, how will I know that my bills are getting paid to the creditors. Last time, my money didn't reach to my creditors and I had to pay huge penalty charges.

Has anyone dealt with zippy check?

Hey all, glad this source is here to help. My girlfriend is in debt with 5 credit cards and we're looking into the best option. First off, we want to avoid bankruptcy at all costs. I'm a little iffy on debt settlement, mainly because it is seems like such a gray area. The reduced debt isn't guaranteed and it has the potential to negatively affect your credit rating. This leads me to debt consolidation, however I have a couple questions:. - Does Consolidation actually reduce the total amount of credit card debt?

Anyone have any information on this place? I have lost my loan documents and want to pay the account off, my bank has no info on this one.

I have been trying to pay the my loan off and nobody will call me back it like they want me to continue to pay them $79.00 forever. I have really had with them I just to pay them and have it end.