what is the interest rate with a consolidating loan?

I have a credit card balance that is out of control. I can not afford to make the $1500 minimun montly payment. What are my options?

Hi there, I have been reading over some of the various questions and I hope you may have the answer to my question. I have a credit card that I defaulted on about 2 years ago. I belive they have sold the debt as that it what it says on my credit report "Sold to another Lender" and the status is charged off. There is also an entry on my credit report from the collection agency even though I have never been contacted by them. Can both companies post the same debt? I had read on the web site debt collection.com that only one of the companies can report. Thanks for your help

Hi, I was just wondering what the monthly fee for this service usually was. Thank you!

Does getting debt consolidation show up on my credit report? If so is it good or bad?

My husband and I want to buy a house his credit is a total mess mine is still ok but I have about $20K in debt 8K is from college the rest is credit cards. Getting a little bit much to handle and we really want to buy a house. Should I consolidate? Will this mess up our ability to buy a house? Kelle

I keep getting calls from this number, but no one is ever there when I answer. When I call back a recording says "All of our agents are busy at this time. Please leave a name and phone number and we will return your call". It doesn't say the name of the company and since I have filed a complaint with Florida on Ellis Crosby, I would like to avoid any contact with them. Thank you

Hello, I received this this morning from Payday OK and thought everyone might find it interesting. I sent them a cease and desist letter. Also, is this true, they don't have to follow FDPCA? All of your account information is available online, on your Payday OK account. Throughout your loan history, you have frequently logged on to select payments, so please log on to view your account information. Also, your loan agreement was emailed to your aol.com email address, and is also available on line. I will remove your work number, per your request.

Hey I was just wondering what everyone does for a job around here. I work as a Marketing Specialist at a company. Which means I am a web/graphic designer that doesn't get paid for being one. Well I am getting experience anyway. I do some website design on the side. My dream is to work on the internet all day long...building websites that make me money. Well please share your jobs or your prospective jobs if you want.

Just wanted to share with the forum about an experience. If anyone is in credit card debt it is very tempting to transfer balances from one credit card to another to basically wave the payment for that month. BAD IDEA. Although it may be a quick solution to a sticky situation, the fees add up really quickly. I also heard, and if anyone could back me up that would be great, that it is really bad for your credit score if balances are transferred back and for all the time. Anyway, those fees added to my debt along with cash advance fees and apr's.