Hello All,
I just started writing in the forums this week. It is very addicting by the way. Anyway, I guess my story is pretty simple. I am a shop-o-holic, or used to be anyway. I got my first credit card when I was 18 and from 18-23 years old...I basically lived off of it. Its really weird because when you owe like 300...you say to yourself...well I have three hundred on my card already, so whats the difference if I owe 3 or 4 hundred. So you spend a little more. Then hundreds grow to thousands and you say to yourself...whats the difference if I owe 3,000 or 4,000.