my account has been in the negatives for quite sometime and i got some advice on keeping it open and just trying to set up payment arrangements with my bank to keep it open and pay it off but day by day they charge me $5 dollars and i think by keeping it open i am gonna dig myself deeper in debt that i am gonna live to regret i am already in debt with my old bank for 1700 what should i do should i leave it open or just close it out so that i won't get any more outrageous charges?

well i am in debt so badly and needing so much money and realy cant get a hold of too much really its been going so slow at my job and my light bill, and water company and cable i wrote checks with these places and know they are gonna charge back to my account because i have no funds to cover them and my phone bill is due and have no way of paying that i need money quick and fast is there any one out there who knows any information on jobs i can work part time to get some quick and easy money please reply............

i recieved a letter in the mail today stating that my bank did not honor 3 payday loan places that came thropugh my account im trying to figure out why do they keep sending this to my bank when i made payment arrangements with them what i should i do about this?

i recieved a call from a place called I.C.s today but what shocked me was the person called private yes a blocked caller so i asked the lady who and what did she represent and she said that she represented a place called I.C.S the funny thing is was that about a couple weeks ago i requested a loan from them and they asked me to send in two recent paycheck stubs and i did so anyhow i got denied for the loan cause they said and i quote ''you don't work enough hours'' so why are they calling me now does any one know how to get in contact with these people or ever heard of them?

What is the best way to pay off credit cards?

Hello, My wife and I currently have a high credit card debt, however we are able to make our payments and have made them all on time. For someone in our situation where our credit is not bad, if we go into a debt consolidation program wouldn't that reflect poorly on our credit record? Thanks

I am 80 yrs. old and on a fixed income. I just want to lower my interest rate on one credit card and get the payments managable. Where is the best place to go?

I received a notice that I owe a debt that was charged off in 1997. I don't remember this debt and asked for explanation - but 1997 --- isn't there a statute of limitation?

Anyone dealing with certegy collection agency? I'm just found out that something semi-illegal might have occured but trying to find out if something similar has happenned to someone else. While I did wind up bouncing checks because notifications by mail weren't reaching me, I know I broke law but technically it was unintentional. Now the original company did two things: 1. reported it to police although 2. they also sold debt to certegy. It seems to me that both things are not possible concurrently.

Former collector for ADC is there a way I may contact you? I have some questions related to business transactions with ADC.