I can't remember my password. I would like to check out the chat room. Can you please email it to me.

I had a total of 5 payday loans.One was payed off last friday.They called me today and offered me a new loan.As much as I could use the money and I mean I could really use the money.I am totally broke.I said no thank you.My checking account is overdrawn right now but I figured the overdraft fee was less than the payday lender fee.I am determined to get out of this mess and this was my first step.1 down and 4 to go. My stress level went down one notch knowing one of them was paid off.Its going to be a stuggle but I can do it.Just say no to payday loans!!!!!!

they started calling me at work last thursday they called 8x in one day. Started calling again on monday they bully my co-workers one to the point were it made her cry they even stated to bull the big boss because he would not give them any information the leave messages that i should call them back or have my lawery call them so i called my lawery they called them and they do not return there calls either my manger is go to get the legal department involved because they are constluting calling and bother my co-workers called the one girl 4x in a row will her supvirse was standing there.

Does this service involve credit card accounts being cancelled upon payment of entire balance?

Hello - I have several questions that re not addressed specifically here regarding fair debt collection. I have a creditor calling me repeatedly regarding a check written fraudulently from my account, which I had closed and it came back unpaid to them. I have sent them a letter disputing the debt. they never sent me a follow up letter listing the debt, but they continued to call me. I again sent them a letter asking them to stop contacting me by phone and to only contact me by mail so that I may have hard copies of everyhting in the event I need an attorney.

I need help in resolving medical bills, selling a time share and in general getting my finances in order...Thank you

I need help to consolidate my payday loans

Currently my husband and I are looking into debt settlement companies. Credit Solutions is the company name. Does anyone know much about this company? With any debt settlement company it seems you stop paying creditors, and save an determined amount of money a month. Once you have at least 40% of one of the debts, a settlement will be negotiated. In the mean time, the creditors will be reporting non-payment to the credit bureaus. Obviously this will hurt your credit, but how long does that stay on your credit report?

How to handle after receiving letters of debt due ?

Hello, My collections agency has told me today that American Express is no longer accepting payment plans on accounts in collections, and that current plans can only last another 60 days, then the amount must increase by 30% of the previous plan payment.