Hi I am new here and really need help but not sure what option I need.
When I was 19 I was stupid and got my first credit card, from Aspire Visa- dumb me. The max credit limit was somewhere between 500.00 - 1,500.00. It has been so long since I used it (1999) that I cant remember to be sure.
Anyway, I used it and made payments and then Aspire started calling saying they were late then later they would call saying they werent getting payments at all, even though I had been sending them.
Eventually bills came to me less frequently. I am not sure if they thought I just wouldnt pay them.