I was offered a loan for the amount of 5000 dollars at 7 percent interest with payments of 119per month.The downside is they want 900 for colateral which would cover my payments until next Feb. Is this a good deal?this would payoff all my payday loans and the 119 month payment would be a breeze.What do you think.

i have well over $30'000 worth of debt. $10'000 of which is secured debt. this is my question. if the bank repo's my car is that still concidered secured debt. and question 2 If the repo doesn't happen would i be able to consolidate the amount and make payments through a credit counceling agncy.

i have had my car sinc march i have made all but one car payment late they are threating repo. can debt cons. help me to keep my car as well as help me to pay all my bills at once

tryiny to sign up, on page for for free counseling, see nothing for acct. infor

start a on line acct infor of my ac

Unusual situation perhaps, but I have student loans from graduate school. I currently live with my mother which is where the bills are sent to, but Im moving abroad soon. I have no intention of paying these bills once I move. Even now I tell my mother not to pay them but she refuses and pays anyway. The only way to get her to stop paying these bills is to have the bills sent somewhere else. Its not right that she should have to pay my bills (though of course she insists). Would it be wise to have these bills sent to my new address overseas?

hi my fiancee is not sure if he has ever used citibank/sears card, he just got a bill but he doesnt know what for, we called citibank but they said they dont have list of purchases from that time, they say its pretty old bill...during last year he hasnt got any bills or payments and he is pretty sure he paid everything a long time ago, any idea what to do about it? thank you very much

If you consolidate, how does that effect your credit rating?

I am human I made a mistake of not working with creditors when I was sick an unable to pay. I was to stubborn :oops:. I acknowledged my debt with one angry creditor and tried to make it right and they still treated me horribly even denying my payment and threatening me. I owe about $7,500 or so. I haven't totalled up all the lates fee's and such. I owe 7 different creditors which has probably completely destroyed my credit history. I really need some help.. whether consolidating is right for me I don't know.

I need urgent help with payday loans. The total I owe for these loans is $2,590 including the fees. Right now I only pay the finance charge fees when I get paid every 2 weeks, but they are killing me! I can barely pay my rent! I had to take out more payday loans to keep up with my car payment and other bills. Can you please help me?